Insurance and Risk Management

Insurance is an important topic that most people don’t want to think about or talk about but it’s critical that people have the appropriate amount and type of insurance in place to protect what they’ve worked hard for.  We can determine if you’re currently carrying too much or too little insurance.  We’ll also look at the types of insurance policies that make the most sense for your unique financial situation.  Some of our areas of focus include life insurance, long term care and disability income insurance.  One of the most significant threats to someone’s retirement savings will be their health care and long term care costs.  There are now some comprehensive insurance strategies that can be employed to help mitigate this risk.  We’ll discuss some appropriate options to help cover these costs so that the retirement savings you worked hard for isn't eroded from health care and long term care expenses.